Starling bank has quite a nice set of features and a pretty nice looking app. They also offer some great options for overdraft and joint accounts that are not typically found on other mobile banking apps.
Starling has the best ATM withdrawal limits we've seen under their free account offering with up to £300 withdrawals per day allowed from ATMs without any charges.
Given the great feature set of Starling bank, they still only offer accounts only to UK residents, have a small user base and no premium options
No premium available
Starling are one of the few mobile banks that offer a quick overdraft facility allowing you to borrow up to £10k at 15% EAR
Starling bank is the only bank we've seen where you generate interest on any positive balance you have. 0.5% AER on balances up to £2k and 0.25% AER above £2k up to £85k
Joint accounts give you the flexibility to have shared accounts that can be used to keep tabs together. Monitor how much you've spent together in various sectors or pool your funds for rent, groceries or that special goal.